Insurance for the Digital Age | Asia’s insurtech and reinsurance company

Your trusted partner for creating an insured world
As Asia’s leading insurance tech company, Lexasure is driving adoption of digital insurance to create products that are scalable, efficient, and responsive to local needs.
A leading reinsurance company, Lexasure enables insurance companies to intelligently manage risk, accelerate growth, and optimize investment returns while leveraging advanced technology, including machine learning, big data analysis, and AI.
Asia’s leading insuretech fintech company, Lexasure’s digital insurance products enable companies and individuals to manage risks and secure a better future.

About Us

Lexasure Financial Group is a leading Southeast and South Asia reinsurance company providing reinsurance and digital insurance solutions, including Reinsurance-as-a-Service (RaaS), that enable our clients to manage risk, accelerate growth, and effectively compete.

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Investing in insurance tech companies or reinsurance companies? Lexasure provides investors with exposure to the digital transformation of Southeast Asia’s rapidly growing economy.


Our Business


Our reinsurance solutions include general reinsurance and life & health.


Digital Insurance

Our digital insurance platform equips insurers to deliver scalable, customized products to meet customers’ needs, realize efficiencies, and accelerate growth.


Direct Insurance

We offer a portfolio of life investment products and underwrite specialty risks so people and companies can manage risk and grow boldly.


Corporate Solutions

A suite of captive management, wholesale, investment management, and other consulting services to help insurers succeed.



To enable people and businesses to live and grow boldly through effective, customized risk management solutions.


Create an insured future for the world.

Learn more about us

A Focus on Asia.

75% of recurring risks in the Southeast Asia region remain uninsured. We are here to change that.

Lexasure’s senior management team collectively has over 150 years of experience leading growth companies in reinsurance, insurance tech, and direct insurance in Southeast Asia. Our client base includes 70% of the regional primary insurers actively underwriting policies.

Southeast Asia remains dramatically underinsured compared to developed countries, with only 3% of GDP covered by insurance, compared to 9% for OECD countries, according to the Asian Development Bank. According to a survey among Southeast Asian consumers in February 2022, nearly half (43%) owned no insurance.

Consumers in Southeast Asia have been rapid adopters of digital payment and banking services in recent years, and digital insurance products are the next logical evolution towards convenience, self-service, and transparency for insurance products.

Our Strategy

Market penetration of insurance products in Southeast Asia has been impeded by inflexibility and lack of customization to local needs. Regional small and medium insurers are often best positioned to meet the needs of local businesses and individuals. But they have lacked the capital backing, risk management knowledge, and scalable technology to grow and thrive.

Lexasure’s mission is to provide our customers with digital insurance solutions that enable them to

Giant insurers and reinsurers in developed markets have invested in complex software systems to manage underwriting and rating decisions, streamline reporting to regulators, and leverage analytics to assess price risks. But these tools are too expensive and complex to implement for small and medium-sized Asian insurers.

Lexasure’s strategy is to deliver Reinsurance-as-a-Service (RaaS) with a series of web-based solutions integrated into a single platform, LexasureCloud.

LexasureCloud is an RaaS digital reinsurance platform providing insurers with the financial and technical capabilities to manage and distribute insurance at the speed of digital.

LexasureCloud's Feature Set is Adapted to the Needs of Asian Insurers


  • View and manage existing policies
  • Integrate policy underwriting with CRM tools

Benefits to Insurers

  • Automated regulatory and compliance
  • Automate pricing and risk
  • Improved efficiency and yield


  • Simplified claims submission
  • Secure tracking and payments portal

Benefits to Insurers

  • Reduces errors, speeds resolution, increases data accuracy
  • Data can be mined to reveal trends and anomolies

Data &

  • View, manage, and export data
  • Real-time tracking of financial performance and risk
  • Apply AI and machine learning

Benefits to Insurers

  • Accurate real-time dashboard of company and portfolio performance
  • Automated flagging of risks and opportunties for growth and margin improvement


  • Customized reinsurance products to meet needs of insurers
  • Automation of reinsurance underwriting based on defined criteria

Benefits to Insurers

  • Convenient, one-stop access to reinsurance underwriting capacity
  • Increase volume of policies written
  • Free up regulatory capital
  • Bespoke risk transfer solutions

Financial Capital

  • View and analyze AUM managed by primary insurer, Lexasure, or third party
  • Monitor compliance with regulatory capital and loss reserves

Benefits to Insurers

  • Access to low-cost USD-denominated stable portfolios for Asian insurers
  • Optimize compliance and returns of investable assets

LexasureCloud enables insurers to:

✔ Automate their underwriting process to grow faster with clearer risk profiling and assurance compliance
✔ Reduce administrative costs through self-service, and mobile delivery of insurance products
✔ Leverage world-class resources and execution of reinsurance, risk transfer, and asset management

What Does Insurtech Mean?

Our commitment to insurtech is premised on our conviction that the insurance industry is ripe for innovation. “Insurtech”encompasses insurance technology innovations and digital insurance solutions designed to reveal cost savings. Lexasure’s IaaS takes insurtech to the next level by delivering it as a cloud-based service platform that primary insurers can plug into and customize to the needs of their served regions, market segments, products, and customer preferences.

Why is Insurtech Important?

Reinsurance and insurtech companies can unleash significant efficiency from the current insurance industry model by embracing insurance technology. Insurtech provides reinsurance and insurance companies access to data streams from internet of things devices. It assists helping insurance companies in moving beyond non-scalable, labor-intensive administrative processes. And it enables them to introduce dynamically-priced insurance policies, small business insurance, and social insurance options. We plan to continuously update LexasureCloud with additional functionality to introduce greater machine intelligence and real-time analysis of big data sets into the platform.

Strong Demand for Insurance Tech Solutions in the APAC region

As s reported by Insurance Business ASIA, there is heightened optimism for reinsurance and insurance companies, particularly those focusing on digital insurance and insurance technology. According to Elysia Chan, managing director and insurance practice lead at Accenture, “Greater China, India, and Southeast Asia would be considered ‘rising stars’ with their high insurance growth rates and relatively low insurance penetration rates.” 

The Next Generation of Insurance Technology

Core systems improvements in Telematics, IoT, Machine Learning, and APIs innovations and technology trends are poised to transform the very nature of how consumers receive“the insurance quote.” Real-time data sets can give insurers unprecedented visibility. Claims processing after natural catastrophes will be automated, infinitely scalable, and lightning fast.

In the future, insurers will be able to mine customer datato design integrated coverage for autos, homes, health, microbusinesses, appliances, travel, identities, and major new purchases.

They will offer insurance products through digital “frontdoor” platforms, including payment, banking, ride-hailing, corporate, and social apps.

Insurance will be delivered as a brand experience rather than a series of discrete products, enabling businesses and consumers to tune their risk management profiles and solutions in real time.

Rest assured: These scenarios aren’t science fiction.

Whatever segment of the insurance market you serve, Lexasure is ready to collaborate to develop innovative options for auto insurance, life insurance, crop insurance, business insurance, and so much more.

The insurtech revolution is just getting started.

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